Why is the Bank Saying I can’t Service a Loan?
Why is the bank saying I don’t have Enough Borrowing Capacity? A question we often get goes something along the lines of: ‘I make my
October 6, 2018 No Comments
Recent Posts
The New Credit Reporting Rules
More carrot, less stick: Comprehensive Credit Reporting Many people only pay their bills on time to avoid being slugged with late fees and a bad
September 27, 2018 No Comments
Are There Any No Deposit Home Loans These Days?
Should you make application for a home loan, especially if the loan you want happens to be for more than 80% of the property’s value,
September 21, 2018 No Comments
Why there’s no need to pay off your mortgage barefoot and alone
You’ve probably heard of The Barefoot Investor before. Pre-sales for his upcoming book have already surpassed the final instalment of the Harry Potter series. But here’s why you don’t have to tread down the tricky path of wealth building barefoot and all by yourself.
September 17, 2018 No Comments
The Domino Effect
When one bank hikes its interest rates, the rest usually follow one after the other like dominos. Here’s how to avoid getting caught up in the chain reaction.
September 10, 2018 No Comments
Get your ducks in a row: how to make a timely deposit
So you’ve finally found the property of your dreams and you can’t stand the thought of someone else moving in? Don’t let a payment oversight get in the way.
August 31, 2018 No Comments
Mortgage stress: What it is, and how to avoid it
You might be comfortable paying off your mortgage now, but what if things change? Here are some tips on how to avoid a mortgage stress fracture.
August 20, 2018 No Comments
What is debt recycling?
We all know that recycling is great for the environment. But debt recycling? Well, if done right, that could be great for your own little patch of planet earth.
August 13, 2018 No Comments
Parents as guarantors: end your child’s first home mirage
They grow up so fast. One minute they’re nagging you for a dollhouse, the next, it’s for help buying a two bedroom unit in an up-and-coming suburb. If you always find it hard to say ‘no’ to your kids, here’s how to say ‘yes’ the right way.
August 10, 2018 No Comments
Negotiating a settlement period
In a perfect world you select a property to buy, complete with white picket fence, and the settlement goes through on the agreed date without a hitch. But as we all know, we don’t live in a perfect world.
August 6, 2018 No Comments
